Thursday, October 4, 2012

Managing Loans and Finances

Managing finances even for your family only and not for business is kind of hard sometimes. Although you follow your list of monthly expenses there are times that emergencies takes a big percentage of your budgetary allotment. These unexpected expenses are usually for home repairs, car repair and maintenance, health expenses, unexpected bills and a lot more of the things that we need to pay between paydays. As the need arises when payday has arrived several days ago it’s understandable that you’ll have hard time finding immediate cash. 

You can find solutions with your money problems with  payday loans online, the answer to quick cash without the need to fax or submit several documents. Application is online and once approved you have it in 24 hours deposited in your account. To qualify you must have a job with fixed salary and a checking account. It may sound simple but the borrower should be aware that this kind of loan has a higher interest rate than that of the regular loans and should be paid in 14-30 days time. 

In Canada the lending procedures and requirements are usually the same with other countries but they have a new legislation law that prohibits annual interest rates higher than 60%. protecting the borrower’s rights. As their mission is to help citizens who need some extra cash when it’s not payday they don’t want to impose super high charges.


About Me

Work-At-Home Mom who quit years of corporate life to take care three kids full time. Fond of cooking, reading books and determined to master housekeeping. Created this blog to share about career, job, human resource, hobbies, sports and travel

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